AT&T Retirement Benefit Resource Hub

Preparing your AT&T benefits for retirement is a significant milestone in your life. As an AT&T employee, you've dedicated your time and energy to building a successful career, and now it's time to secure your financial future. 

It is the mission of Safe Money Mindset and partners to guide you through this crucial phase and help you make informed decisions to ensure a comfortable and worry-free retirement.

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Roadmap To Retirement and R.T.O. Career Transitions

AT&T Retirement Benefit Planning

As your financial educator, we offer a range of literature, workshops, and webinars to support you in your retirement journey:

Retirement Taxes

Tax Mitigation

Tax planning is crucial in retirement. We'll guide you in implementing strategies to minimize your tax liability, leaving more of your hard-earned money in your pocket.

Pension Benefit

AT&T Pension Benefits 

Did you know there are a multitude of ways you can utilize your Pension benefit from AT&T.  Depending on your age and income needs it may be advantageous to implement different withdrawal strategies.

Roth IRA

Roth IRA Rollovers

Roth IRAs can provide tax advantages in retirement. We guide you through the process of rolling over an AT&T 401k benefit into a Roth IRA, allowing you to enjoy tax-free withdrawals in your retirement years.


401(k) Optimization

Maximizing the potential of your AT&T 401(k) is essential for a comfortable retirement. Join one of our webinars and discover the options you have when optimizing your retirement benefit plan, ensuring you make the most of your AT&T benefits and other investment opportunities.

Estate Planning

Estate Planning

Securing your legacy is an important aspect of retirement planning. Our estate planning workshops and supportive literature ensure that you understand all your options when passing on assets to your loved ones according to your wishes.

Medicare and Social Security

Medicare and Social Security Optimization

Medicare and Social Security is something every AT&T employee will need to build into their retirement benefit plan. Did you know Social Security adds and additional income stream which can effect tax brackets and Medicare premiums can increase based on income-related monthly adjusted amount (IRMAA).

RTO Mandate / Layoffs / AT&T Surplus

Navigating the RTO Mandate and AT&T Surplus

No matter the label any decision by an employer that directly impacts your job is distressing. Many have been effected by the recent RTO (Return to Office) mandate and or AT&T Surplus actions issued by the telecommunication giant.

For some this has presented new opportunity. For others it's presented decisions of early retirement or job transitions. We offer console on these topics and many more in order to support you in navigating these challenging times with financial success.   

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Safe Money Mindset

Three Worlds of Money

  • What is it?

  •  THE Mindset

  •  Potential

  • Protection

  • hybrid 

A mash-up of how you think about investing, how you plan to spend your wealth, and how you will derive future income; Safe Money Mindset is a unique approach to building a retirement that is stable, inflation resilient, and supports a life style you won't outlive.

The term 'SAFE MONEY' was born from a simple remark made by a client that led to the discovery of an alternative asset class we now call PROTECTION. 

The story began when a client made a straightforward yet pivotal statement: "Forget all the fancy stock options, I want that SAFE MONEY." That phrase would become the seed from which the "Three Worlds of Money" concept would grow. 

Today, our "SAFE MONEY" solutions are not only stronger but also more comprehensive. They are all integrated into our "Safe Money Mindset," which embraces the Three Worlds of Money: Potential, Protection, and Hybrid. These principles serve as pillars, guiding our approach to ensuring clients not only preserve their wealth but also navigate the financial landscape with confidence and security.

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October 13, 2023

Quest Commonwealth

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October 13, 2023

Quest Commonwealth

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