Special AT&T Webinar

Winter Special - AT&T Webinar

A must attend for Pre and Post Retirees with a Pension or 401(k)!

Meet Your Presenter

Jeff Perry

Partner, Quest Commonwealth

Author, Safe Money Mindset

Co-Host, Safe Money Mindset TV Show

Webinar Details

Dec.
18th

Wednesday
7:00pm ET

Discover The Impact of Federal Interest Rates on Pensions and 401(k) Tax Burdens in 2025

If you're unsure about when to start your pension or how to minimize the rising tax burden on 401(k) withdrawals, you're not alone. The right knowledge, however, can make all the difference in securing your financial future.

Understanding the impact of federal interest rates and their retroactive adjustments on your Lump Sum Pension payout is critical to INCREASING your retirement income.

Additionally, it's important to remember when you start drawing from your 401(k), Uncle Sam gets his cut first. Reducing taxes in retirement is more important than ever to ensure your savings last as long as you do.

Join us on this webinar and discover how our Three Worlds of Money strategy can help build a retirement plan that shields you from excessive taxation and optimizes the timing of your pension activation.

Your retirement lifestyle could depend on making the right decisions now.

Did You Know?

When interest rates rise, the present value of future pension payments decreases. This can result in a significantly smaller lump sum.
Rolling over your 401(k) into an IRA is a non-taxable event, as opposed to a 401(k) withdrawal, which is generally taxed as ordinary income at your current tax rate.

Topics To Be Covered:

Navigating Pensions Around Federal Interest Rates

How do retro active interest rates negatively impact the lump sum pension offer?
How to determine the optimal time for pension activation?
Income strategies if delaying pension collection is in your best interest.

Avoid Over-Taxation of 401(k) Accounts

401(k) to IRA Rollovers and their tax distribution strategy.
Required Minimum Distributions (RMDs) and their tax implications.

Risk-Mitigated Income

Reverse Dollar Cost Averaging: The hidden risk in retirement income withdrawals!
Reduce risk of 401(k) markets and transform savings into guaranteed income, FOR LIFE.

Understanding The Three Worlds of Money

The Three Worlds: Potential, Protection, and Hybrid.
The Three Phases: Accumulation, Preservation, Distribution.
Comprehensive Planning Solutions vs Traditional Fiduciary Standards.

What Makes Safe Money Mindset Workshops Unique

The Safe Money Mindset represents a crucial evolution in retirement planning education.

The focus on "Safe Money" highlights the importance of protecting your assets as you approach retirement and throughout your legacy. Instead of pursuing high-risk investments, the emphasis is on securing a stable retirement by preserving the wealth you've worked hard to accumulate.

The "Mindset" component encourages a shift in how you think about and approach retirement planning. While the concept of safe money is widely recognized, many fail to implement it effectively, often taking unnecessary risks in search of higher returns and postponing critical decisions that can have lasting consequences.

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Safe Money Mindset Book

All Attendees Receive A Free 170 Page Copy!

Limited Seating Claim Your Spot Now!

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.

The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.