Mastering Medicare In 2026:

Navigating Premiums, Coverage Changes, and Income Thresholds

Event Details

Venue: Northville District Library
Address: 212 W. Cady St, Northville
Date: Wednesday, October 22nd
Time: 6:00 pm


Unlock How to Reduce Medicare Premiums and Save on Taxes in Retirement

Most retirees don’t realize that a large portion of their Medicare premiums are directly tied to their income—and that even small financial moves can trigger thousands in additional costs through IRMAA (Income-Related Monthly Adjustment Amount).

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Delivering Retirement Education To Over 30,000 Every Weekend


Topics To Be Covered:

Medicare Essentials 101

  • Clear breakdown of Medicare parts A,B,C,D and how they fit together with Medigap
  • How to avoid life long penalties by enrolling at the right time.
  • What are the rules if currently covered under an employer or spouses employer
  • The real cost of Medicare - Premiums, Deductibles, Co-pays, and gaps no one tells you about.  

What Is IRMAA—and Why It Could Cost You Thousands

  • How Medicare Part B and D premiums increase with income
  • Why IRMAA can cost retirees thousands in unexpected surcharges
  •  Who is most at risk—and how to spot it early

How Your Tax Return Impacts Medicare Costs

  • What counts toward your Modified Adjusted Gross Income (MAGI)
  • How tax-free income and investments raise your Medicare costs
  • Best practices to avoid triggering a rising Medicare cost due to IRMAA 

The Hidden Cost of RMDs, Dividends & Roth Conversions

  • Why even smart financial moves can trigger IRMAA
  • The impact of Req. Minimum Distributions (RMDs) on Medicare costs
  • How timing Roth conversions and investments affects IRMAA

Is this event for you?

Ask yourself these three questions...

Are you between the ages 60 and 65 or already on Medicare— and unsure how your income will affect what you pay?

Do you know how much you'll pay for Medicare— and what factors could quietly increase your premiums?

Are you covered through an employer, spouse, or COBRA and are unsure how it coordinates with Medicare?

Join Us To Find Out...

- What IRMAA really is— and how it quietly adds thousands to your Medicare costs

 - Which financial moves could trigger higher premiums— even if they’re “smart” on paper

 - How to use tax-smart strategies— like Roth conversions, QCDs, and income timing—to reduce IRMAA and protect your retirement income

Meet Your Presenters

Mike Coliton

Managing Director, Quest Care

Experience: 35 Years

Licenses: Health and Life Insurance 

Chris Williams

Sales Manager, Quest Care

Experience: 5 Years 

Licenses: Health and Life Insurance 

Limited Seating Claim Your Spot Now! 



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