Complimentary lunch workshop Northville
A Bigger Tax Bill Could Be Coming in Retirement
Tax-deferred doesn’t mean tax-free.
Could Roth conversions help reduce the taxes you pay in retirement?
11:30 AM–1:30 PM EasternGranite City Food & Brewery
Northville, Michigan
Seating is limited. Advance registration required.
WHO SHOULD ATTEND
Have $250,000 or more in
tax-deferred retirement savings?
This workshop was designed for you.
The retirement tax question
Could Your Retirement Savings Become a Tax Time Bomb?
You worked for decades building your IRA or 401(k). But tax-deferred doesn’t mean the tax bill disappears.
The IRS eventually requires most owners of traditional retirement accounts to take withdrawals, even when they don’t need the income.
Those withdrawals could move you into a higher tax bracket or make more of your Social Security benefits taxable. If your income crosses Medicare’s thresholds, you could also pay higher premiums.
A Roth IRA works differently. Original owners have no lifetime required minimum distributions, and qualified withdrawals are tax-free.
Four topics. A clearer perspective.
Taxes in Retirement
How retirement withdrawals can change your tax picture.
Required Distributions
When required withdrawals begin and why timing matters.
Roth Conversions
The trade-offs of paying tax now for future flexibility.
3 Worlds of Money
Quest’s framework for protection, hybrid strategies, and growth potential.
There’s more to the decision
5 Reasons to Consider
a Roth Conversion
Most people focus on one potential benefit: paying less in taxes over their lifetime.
But there are four other reasons to consider a Roth conversion. Depending on your circumstances, some may be even more important.
We’ll explore all five at our complimentary lunch workshop.
Potentially Reduce
Lifetime Taxes
A planning possibility to evaluate—not a guaranteed result.
Discover the other four
at our complimentary lunch workshop.
Roth conversions are not appropriate for everyone. The right choice depends on your circumstances.
Quest’s proprietary analysis technology
We Couldn’t Find the Roth Analysis Software We Wanted. So We Built It.
We built our Roth analysis software because existing tools didn’t provide the multi-year perspective our retirement planning process needed.
Quest uses this technology to compare how conversion strategies could affect retirement income, future taxes, required distributions, and long-term financial outcomes—not simply the tax due on a single conversion.
See how different Roth conversion strategies may affect your financial future.
Explore different conversion approaches within a broader retirement plan.
Comparing Roth conversion approaches
- No future Roth conversions
- Fixed annual conversion
- Fill 22% bracket
- Limit IRMAA tier
- Custom by year
Illustration only. No result is guaranteed.
across yearsExamine modeled
tax costsConsider RMD and
Medicare effectsReview projected
after-tax outcomes
The workshop explains the strategies, Quest professionals build your personal analysis in a private session.
Complimentary Lunch Workshop
Lunch, Learning, and a
More Informed Next Step.
Enjoy a complimentary plated lunch and a focused 30-minute presentation about retirement taxes and Roth conversions, with time to enjoy your meal and ask questions.
Your invitation
Taxes in Retirement
Lunch Workshop
- Date & time
- Tuesday, December 1, 2026
11:30 AM–1:30 PM Eastern - Location
- Granite City Food & Brewery
39603 Traditions Drive
Northville, MI 48168 - The experience
- Complimentary plated lunch
Private dining room
Nonalcoholic beverages and dessert
Advance registration required. Near Seven Mile Road and Haggerty Road.
Planned venue and lunch details are subject to final reservation confirmation.
Reserve Your Seat
Tell us who is attending so Quest Commonwealth can plan the lunch and seating. You may bring a guest.
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