{"id":3378,"date":"2024-08-19T11:14:46","date_gmt":"2024-08-19T15:14:46","guid":{"rendered":"https:\/\/safemoneymindset.com\/staging\/?p=3378"},"modified":"2024-08-19T11:14:46","modified_gmt":"2024-08-19T15:14:46","slug":"beneficiary-designations-in-estate-planning","status":"publish","type":"post","link":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/","title":{"rendered":"Protecting Your Legacy with Beneficiary Designations"},"content":{"rendered":"<p id=\"ember2348\" class=\"ember-view reader-text-block__paragraph\">In our previous editions, we\u2019ve discussed various aspects of estate planning, including wills, trusts, powers of attorney, and medical directives. This week, we focus on another critical component: beneficiary designations.<\/p>\n<h3 id=\"ember2350\" class=\"ember-view reader-text-block__heading-3\">Understanding Beneficiary Designations<\/h3>\n<p id=\"ember2351\" class=\"ember-view reader-text-block__paragraph\"><strong>What Are Beneficiary Designations?<\/strong><\/p>\n<p id=\"ember2352\" class=\"ember-view reader-text-block__paragraph\">Beneficiary designations are instructions you provide to financial institutions, insurance companies, and retirement accounts about who should receive your assets upon your death. These designations override any instructions in your will or trust, making them incredibly powerful tools in your estate plan.<\/p>\n<h3 id=\"ember2354\" class=\"ember-view reader-text-block__heading-3\">The Importance of Keeping Beneficiary Designations Updated<\/h3>\n<p id=\"ember2355\" class=\"ember-view reader-text-block__paragraph\"><strong>Avoiding Probate<\/strong><\/p>\n<p id=\"ember2356\" class=\"ember-view reader-text-block__paragraph\">Assets with designated beneficiaries pass directly to the named individuals without going through probate. This speeds up the transfer process and keeps your affairs private.<\/p>\n<p id=\"ember2357\" class=\"ember-view reader-text-block__paragraph\"><strong>Ensuring Accuracy<\/strong><\/p>\n<p id=\"ember2358\" class=\"ember-view reader-text-block__paragraph\">It\u2019s essential to regularly review and update your beneficiary designations. Life changes such as marriage, divorce, birth of a child, or death of a beneficiary can significantly impact your estate plan.<\/p>\n<h3 id=\"ember2360\" class=\"ember-view reader-text-block__heading-3\">Types of Accounts Requiring Beneficiary Designations<\/h3>\n<p id=\"ember2361\" class=\"ember-view reader-text-block__paragraph\"><strong>Retirement Accounts (401(k), 403(b), IRA, etc):<\/strong><\/p>\n<ul>\n<li>Designating a beneficiary ensures your retirement savings go to your intended recipient without probate.<\/li>\n<\/ul>\n<p id=\"ember2363\" class=\"ember-view reader-text-block__paragraph\"><strong>Life Insurance Policies:<\/strong><\/p>\n<ul>\n<li>Naming a beneficiary for your life insurance ensures the policy proceeds go directly to your chosen person.<\/li>\n<\/ul>\n<p id=\"ember2365\" class=\"ember-view reader-text-block__paragraph\"><strong>Bank and Brokerage Accounts:<\/strong><\/p>\n<ul>\n<li>Many financial institutions offer \u201cpayable on death\u201d (POD) or \u201ctransfer on death\u201d (TOD) designations, allowing your accounts to pass to a beneficiary without probate.<\/li>\n<\/ul>\n<h3 id=\"ember2368\" class=\"ember-view reader-text-block__heading-3\">When to Assign a Beneficiary to a Trust vs. an Individual<\/h3>\n<p id=\"ember2369\" class=\"ember-view reader-text-block__paragraph\"><strong>Assigning a Beneficiary to a Trust:<\/strong><\/p>\n<ul>\n<li><strong>Complex Situations:<\/strong> If your estate involves minor children, disabled beneficiaries, or if you want to control how and when your assets are distributed, designating your trust as the beneficiary can be beneficial.<\/li>\n<li><strong>Tax Efficiency:<\/strong> Trusts can sometimes offer tax advantages and ensure more effective management of assets, particularly in large or complex estates.<\/li>\n<\/ul>\n<p id=\"ember2371\" class=\"ember-view reader-text-block__paragraph\"><strong>Assigning a Beneficiary Directly to an Individual:<\/strong><\/p>\n<ul>\n<li><strong>Simplicity and Speed:<\/strong> Direct designations are typically faster and simpler, ensuring beneficiaries get access to assets quickly without the involvement of a trustee.<\/li>\n<li><strong>Clear Intentions:<\/strong> This approach is often straightforward for uncomplicated estates or when you want to ensure specific assets go directly to certain individuals.<\/li>\n<\/ul>\n<h3 id=\"ember2374\" class=\"ember-view reader-text-block__heading-3\">Special Considerations for Retirement Accounts<\/h3>\n<p id=\"ember2375\" class=\"ember-view reader-text-block__paragraph\">While you can name a trust as the beneficiary of a retirement account, it&#8217;s generally advised against due to potential tax complications. Designating individual beneficiaries for these accounts often allows for more favorable tax treatment and easier management of Required Minimum Distributions (RMDs).<\/p>\n<p id=\"ember2376\" class=\"ember-view reader-text-block__paragraph\">So even if you have a trust, you may still have accounts that require separate management of the beneficiaries, like 401(k)s, 403(b)s, IRAs, etc.<\/p>\n<h3 id=\"ember2378\" class=\"ember-view reader-text-block__heading-3\">Common Mistakes to Avoid<\/h3>\n<p id=\"ember2379\" class=\"ember-view reader-text-block__paragraph\"><strong>Not Naming a Contingent Beneficiary:<\/strong><\/p>\n<ul>\n<li>Always name a backup (contingent) beneficiary in case your primary beneficiary predeceases you or cannot be located.<\/li>\n<\/ul>\n<p id=\"ember2381\" class=\"ember-view reader-text-block__paragraph\"><strong>Ignoring Life Changes:<\/strong><\/p>\n<ul>\n<li>Update your designations after significant life events to ensure they reflect your current wishes.<\/li>\n<\/ul>\n<p id=\"ember2383\" class=\"ember-view reader-text-block__paragraph\"><strong>Assuming Your Will Covers Everything:<\/strong><\/p>\n<ul>\n<li>Remember, beneficiary designations take precedence over your will. Ensure your designations align with your overall estate plan.<\/li>\n<\/ul>\n<h3 id=\"ember2386\" class=\"ember-view reader-text-block__heading-3\">Setting Up and Reviewing Beneficiary Designations<\/h3>\n<p id=\"ember2387\" class=\"ember-view reader-text-block__paragraph\"><strong>Setting Up:<\/strong><\/p>\n<ul>\n<li>Contact your financial institutions to complete the necessary forms for naming beneficiaries.<\/li>\n<\/ul>\n<p id=\"ember2389\" class=\"ember-view reader-text-block__paragraph\"><strong>Reviewing:<\/strong><\/p>\n<ul>\n<li>Periodically review your designations, especially after major life events, to ensure they are up to date.<\/li>\n<\/ul>\n<p id=\"ember2392\" class=\"ember-view reader-text-block__paragraph\"><strong>Coming Up Next Week<\/strong><\/p>\n<p id=\"ember2393\" class=\"ember-view reader-text-block__paragraph\">These days, everyone has an online presence\u2014social media, cloud storage, and more. Next week, we will dive into the nuances of digital assets and how to include them in your estate plan. Stay tuned!<\/p>\n<p id=\"ember2395\" class=\"ember-view reader-text-block__paragraph\"><strong>Warmly,<\/strong><\/p>\n<p id=\"ember2396\" class=\"ember-view reader-text-block__paragraph\"><strong>Jeff Perry <\/strong><\/p>\n<p id=\"ember2397\" class=\"ember-view reader-text-block__paragraph\"><strong>Partner, Quest Commonwealth <\/strong><\/p>\n<p id=\"ember2398\" class=\"ember-view reader-text-block__paragraph\"><strong>Co-Host of &#8220;Safe Money Mindset&#8221; on WXYZ-TV ABC Detroit <\/strong><\/p>\n<p id=\"ember2399\" class=\"ember-view reader-text-block__paragraph\"><strong>Author of &#8220;Safe Money Mindset&#8221; &#8211; Available on Amazon or discounted <\/strong><a class=\"app-aware-link \" href=\"https:\/\/safemoneymindset.com\/staging\/book\/\" target=\"_self\" data-test-app-aware-link=\"\" rel=\"noopener\"><strong>HERE<\/strong><\/a><\/p>\n<p id=\"ember2400\" class=\"ember-view reader-text-block__paragraph\"><strong>\ud83d\udc49 <\/strong><a class=\"app-aware-link \" href=\"https:\/\/www.youtube.com\/playlist?list=PL4N2Z9fc35AfVM1Mp8CTTmJ8v7qcz0QF4\" target=\"_self\" data-test-app-aware-link=\"\" rel=\"noopener\"><strong>Watch our latest 6 TV episodes of &#8220;Safe Money Mindset&#8221; on YouTube<\/strong><\/a><\/p>\n<hr class=\"reader-divider-block__horizontal-rule\" \/>\n<p id=\"ember2401\" class=\"ember-view reader-text-block__paragraph\"><strong>Weekly Tip:<\/strong><\/p>\n<p id=\"ember2402\" class=\"ember-view reader-text-block__paragraph\">Do you know who your current beneficiaries are? Take a few minutes to review and update your beneficiary designations to ensure your assets go to the right people. Need help? Our experts at Quest Commonwealth can guide you!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In our previous editions, we\u2019ve discussed various aspects of estate planning, including wills, trusts, powers of attorney, and medical directives. This week, we focus on another critical component: beneficiary designations. Understanding Beneficiary Designations What Are Beneficiary Designations? Beneficiary designations are instructions you provide to financial institutions, insurance companies, and retirement accounts about who should receive [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3379,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement-planning","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.10 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Protecting Your Legacy with Beneficiary Designations - Safe Money Mindset<\/title>\n<meta name=\"description\" content=\"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protecting Your Legacy with Beneficiary Designations\" \/>\n<meta property=\"og:description\" content=\"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Safe Money Mindset\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-19T15:14:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1260\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Quest Commonwealth\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Quest Commonwealth\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\"},\"author\":{\"name\":\"Quest Commonwealth\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/2c749e584625b28abe0adbbb3a2f7beb\"},\"headline\":\"Protecting Your Legacy with Beneficiary Designations\",\"datePublished\":\"2024-08-19T15:14:46+00:00\",\"dateModified\":\"2024-08-19T15:14:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\"},\"wordCount\":644,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#organization\"},\"image\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png\",\"articleSection\":[\"Retirement Planning - Strategies and Considerations\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\",\"url\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\",\"name\":\"Protecting Your Legacy with Beneficiary Designations - Safe Money Mindset\",\"isPartOf\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png\",\"datePublished\":\"2024-08-19T15:14:46+00:00\",\"dateModified\":\"2024-08-19T15:14:46+00:00\",\"description\":\"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.\",\"breadcrumb\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage\",\"url\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png\",\"contentUrl\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png\",\"width\":1260,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/safemoneymindset.com\/staging\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Protecting Your Legacy with Beneficiary Designations\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#website\",\"url\":\"https:\/\/safemoneymindset.com\/staging\/\",\"name\":\"Safe Money Mindset\",\"description\":\"Your #1 Resource For Financial Guidance\",\"publisher\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/safemoneymindset.com\/staging\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#organization\",\"name\":\"Safe Money Mindset\",\"url\":\"https:\/\/safemoneymindset.com\/staging\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2023\/10\/Untitled-design-1.jpg\",\"contentUrl\":\"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2023\/10\/Untitled-design-1.jpg\",\"width\":800,\"height\":800,\"caption\":\"Safe Money Mindset\"},\"image\":{\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/2c749e584625b28abe0adbbb3a2f7beb\",\"name\":\"Quest Commonwealth\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/395e46205905f37e59e3624e6e4b82b49b636e364605d27f8676d01ff988c3a1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/395e46205905f37e59e3624e6e4b82b49b636e364605d27f8676d01ff988c3a1?s=96&d=mm&r=g\",\"caption\":\"Quest Commonwealth\"},\"sameAs\":[\"https:\/\/safemoneymindset.com\/staging\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Protecting Your Legacy with Beneficiary Designations - Safe Money Mindset","description":"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Protecting Your Legacy with Beneficiary Designations","og_description":"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.","og_url":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/","og_site_name":"Safe Money Mindset","article_published_time":"2024-08-19T15:14:46+00:00","og_image":[{"width":1260,"height":720,"url":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png","type":"image\/png"}],"author":"Quest Commonwealth","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Quest Commonwealth","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#article","isPartOf":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/"},"author":{"name":"Quest Commonwealth","@id":"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/2c749e584625b28abe0adbbb3a2f7beb"},"headline":"Protecting Your Legacy with Beneficiary Designations","datePublished":"2024-08-19T15:14:46+00:00","dateModified":"2024-08-19T15:14:46+00:00","mainEntityOfPage":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/"},"wordCount":644,"commentCount":0,"publisher":{"@id":"https:\/\/safemoneymindset.com\/staging\/#organization"},"image":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png","articleSection":["Retirement Planning - Strategies and Considerations"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/","url":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/","name":"Protecting Your Legacy with Beneficiary Designations - Safe Money Mindset","isPartOf":{"@id":"https:\/\/safemoneymindset.com\/staging\/#website"},"primaryImageOfPage":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage"},"image":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png","datePublished":"2024-08-19T15:14:46+00:00","dateModified":"2024-08-19T15:14:46+00:00","description":"Ensure your assets go to the right people with updated beneficiary designations. Learn why these designations are crucial in estate planning.","breadcrumb":{"@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#primaryimage","url":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png","contentUrl":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2024\/08\/1723062984690.png","width":1260,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/safemoneymindset.com\/staging\/retirement-planning\/beneficiary-designations-in-estate-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/safemoneymindset.com\/staging\/"},{"@type":"ListItem","position":2,"name":"Protecting Your Legacy with Beneficiary Designations"}]},{"@type":"WebSite","@id":"https:\/\/safemoneymindset.com\/staging\/#website","url":"https:\/\/safemoneymindset.com\/staging\/","name":"Safe Money Mindset","description":"Your #1 Resource For Financial Guidance","publisher":{"@id":"https:\/\/safemoneymindset.com\/staging\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/safemoneymindset.com\/staging\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/safemoneymindset.com\/staging\/#organization","name":"Safe Money Mindset","url":"https:\/\/safemoneymindset.com\/staging\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/safemoneymindset.com\/staging\/#\/schema\/logo\/image\/","url":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2023\/10\/Untitled-design-1.jpg","contentUrl":"https:\/\/safemoneymindset.com\/staging\/wp-content\/uploads\/2023\/10\/Untitled-design-1.jpg","width":800,"height":800,"caption":"Safe Money Mindset"},"image":{"@id":"https:\/\/safemoneymindset.com\/staging\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/2c749e584625b28abe0adbbb3a2f7beb","name":"Quest Commonwealth","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/safemoneymindset.com\/staging\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/395e46205905f37e59e3624e6e4b82b49b636e364605d27f8676d01ff988c3a1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/395e46205905f37e59e3624e6e4b82b49b636e364605d27f8676d01ff988c3a1?s=96&d=mm&r=g","caption":"Quest Commonwealth"},"sameAs":["https:\/\/safemoneymindset.com\/staging"]}]}},"_links":{"self":[{"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/posts\/3378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/comments?post=3378"}],"version-history":[{"count":1,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/posts\/3378\/revisions"}],"predecessor-version":[{"id":3380,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/posts\/3378\/revisions\/3380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/media\/3379"}],"wp:attachment":[{"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/media?parent=3378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/categories?post=3378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/safemoneymindset.com\/staging\/wp-json\/wp\/v2\/tags?post=3378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}